House Hunting Trip (HHT) Checklist

Bring the contact information for your lender (phone & fax) or ask us for suggestions for local mortgage specialists/brokers. Using a local lender may be more effective if you are under time constraints to fulfill your financing condition during the HHT.

• If you want to shop for a lender on the HHT bring along:
  • A valid copy of your posting message.
  • A copy of your most recent mid-month pay statement showing all entitlements and deductions.
  • Proof of down payment. This should be either a copy of your current bank statement or bank book, or if your funds are in an RRSP, Term Deposit, Mutual Funds or some other form of investment, be sure and bring a statement showing all the particulars.
  • If the down payment is coming from the equity in your present home please bring a copy of your most recent mortgage statement showing, the balance outstanding, the term, monthly payments, interest rate etc.
  • If your home has sold but the sale has not yet been completed be sure and bring a copy of the Contract of Purchase and Sale, plus copies of any amendments showing the removal of any and all "subject to conditions".
  • If you have any outstanding personal obligations such as car loans, credit card balances etc. please be sure and bring statements showing your current balance and repayment schedule.

• Send the MLS #’s of the homes you want to visit to us prior to your arrival for us to review and comment on. This will make more efficient use of your time while on your HHT

• Advise us of any special housing requirements you may have prior to arrival. IE special school or medical needs, if you require high speed internet, day-care, or have second language concerns etc

• Bring along your video or still camera to take images of the home you purchase, however keep in mind you need the home owners permission to take photos/videos of their home.

• Deposit: Contracts of Purchase and Sale usually require a deposit. The amount of the deposit varies. IE: $500.00 could be the minimum or it could be 5% of the purchase price. Check with us for the local standard. Bring your cheque book for the deposit & to pay for the Home Inspector if need be.

• In some provinces you need a birth certificate to purchase a home – check with us.

• We are a good source for local experts, ie: Lawyers, Home Inspectors, Contractors, etc.

• Tentatively book a Home Inspector ASAP after you book your HHT dates. They are busy during the HHT season and they don’t necessarily need an address initially.

• If applicable, have your spouse bring along their resume to leave with potential employers.

• We can suggest a hotel that is of good quality and in a convenient location.

• Keep a short list of 6 homes in your mind and put the remaining homes on a “B List” or reject the home all together. This will make your search less confusing.

• Bring slip-on shoes to get in and out of homes quicker.

• If required, look for Doctors, Orthodontists etc while on your HHT.

• Set-up mail, phone, utility hook-ups etc if time permits

• If you are bringing younger children along you may want to arrange for babysitting for evening showings and for the time when you will be reviewing and signing documentation. We can help with this.

• If you require a complimentary relocation package for your new location or a Market Evaluation for your home here please contact “The Carson Girls Home Sales Team”. We will overnight it to you right away.

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